The Tech Stack This Billionaire Founder Uses to Manage His Money

✨Hey there, tech stackers! 🚀

Today, we’re cracking open the personal finance stack of someone who’s got their financial life on lock.

Ankur Nagpal founded Teachable and sold it for $250 million in 2014 and then ran into what I like to call a Champagne Problem:

How do you manage all that money?

Well, he since founded Carry, which helps business owners and modern professionals build wealth (and he is now worth an estimated $1.2 billion

Ankur recently shared his personal finance tech stack, so let’s take a look at what he uses:

💳 Credit Cards: Chase & Amex for the Win

When it comes to credit cards, our finance guru isn’t just swiping randomly—there’s a strategy. The Chase Sapphire Reserve is the go-to for travel rewards (hello, free flights ✈️), while Amex Gold racks up points on groceries and dining. It’s all about maximizing rewards without falling into the debt trap.

🏦 Banking: Keep It Simple, Keep It Smart

For checking and savings, Charles Schwab and Ally Bank take the crown. Schwab’s no-fee international ATM withdrawals? Game-changer. And Ally’s high-yield savings account makes sure cash isn’t just sitting around—it’s working.

📈 Investing: Automate, Optimize, Grow

Investing doesn’t have to be complicated. A Vanguard brokerage account holds long-term index funds (think: set it and forget it), while Betterment manages extra cash with automated investing. Oh, and let’s not forget Robinhood—a little play money never hurt.

📊 Budgeting: Stay on Track Without the Headache

Spreadsheets are cool, but let’s be real—YNAB (You Need A Budget) is the secret weapon. Every dollar gets a job, and boom—you actually know where your money is going. Pair that with Personal Capital to track net worth, and you’ll have full financial clarity.

💰 Side Hustles & Business Banking

Making money outside of the 9-to-5? Novo Bank keeps business funds separate (because mixing personal and business money = tax nightmare). And for accepting payments? Stripe & PayPal make sure the money rolls in smoothly.

🔥 The Takeaway? Finance Doesn’t Have to Be Hard

Managing money is about using the right tools and making them work for you. From travel hacking to passive investing, this finance stack is all about efficiency and growth.

Doesn’t this all seem, well, so simple?

Yes. Yes it does.

There is a lesson there- keep it simple.

So, whether you’re just getting started or fine-tuning your money game, take a note from this playbook and start stacking that wealth! 💸

Always remember,

Explore broadly 

Not just SaaS or tech, but multiple disciplines. 

Share ideas selflessly

Be willing to share your knowledge. Keep giving and it will come back to you. 

Your stack is not going to save you. 

You are. So just build. 

Go crush it,

Mark

Tech Stacks is human-compiled, edited, and designed.